for Family Members travelling together this Policy applies....
(1) Travel Family :: If a Traveller travelling abroad with his family, this Package of Insurance is designed for him and his family members. this Insurance Policy covers the Entire Family (i.e Self, spouse upto 60 years of Age, two children (under 21 years)) for Medical eventualities abroad and provides benefit to Individual family Members

Family floater: Self, spouse upto 60 years of age and two children below the age of 21 covered in the above premium

for Individual Travelers travelling alone, this Policy applies....
(2) Travel Care:: A Travel Policy that caters to the specific needs of an individual travelling abroad.  It covers all medical eventuatlities including hospitalization and other  incidental expenses at a fraction of amount that would be otherwise needed